Effective 2026-04-25. Governed by the Indian Contract Act 1872, the Information Technology Act 2000, and the Consumer Protection Act 2019.
BillForge ("we", "us", "the Service") is a GST-compliant invoicing and accounting platform operated by StartupTalky (proprietor / registered entity, hereafter "Provider"). The Service is hosted at billforge.in and billforge.talkytools.com. Reach us at support@billforge.in.
By clicking Sign up, logging in, or accessing the Service, you (the "User") agree to these Terms. If you don't agree, please don't use the Service.
If you are using BillForge on behalf of a company, partnership, LLP, or other entity, you confirm you have authority to bind that entity to these Terms.
We grant you a limited, non-exclusive, non-transferable right to use the Service for your business operations — generating invoices, managing GST returns, tracking expenses and compliance, running financial reports, and so on.
You may not: (a) resell or sublicense the Service, (b) reverse-engineer the platform, (c) attempt to access another tenant's data, (d) use the Service to violate any law (including but not limited to the GST Act, Income Tax Act, or DPDP Act), or (e) overwhelm our infrastructure with automated abusive requests.
Every byte you enter — clients, vendors, invoices, expenses, payment records, team member details — belongs to you. We are a "data processor" / "data fiduciary" depending on the data category (see our Privacy Policy for the precise mapping).
You can export your data any time from Settings → Backup, request deletion, or close your account. We will retain audit-log entries for the period required by applicable Indian law (typically 6 years for GST records under CGST Section 36, 8 years for income-tax records under Section 44AA).
Free launch promo (until 2026-07-15): all features are free during the promo period. No credit card required, no auto-charge after expiry — you'll receive an email + in-app notice 14 days before the promo ends with subscription options.
Post-promo, paid plans are billed monthly or annually in INR through Razorpay (India) or Stripe (international). Taxes (GST) are added per applicable rates. Pricing on the pricing pageis the source of truth; we'll give 30 days' notice before any price change to existing subscribers.
See our Refund & Cancellation Policy for refund eligibility and timelines.
BillForge is a tool that helps you stay compliant — it's not a replacement for your Chartered Accountant, Company Secretary, or legal advisor. We surface alerts (GST due dates, MSME 45-day windows, TDS deposit deadlines, etc.) and pre-fill statutory return formats (GSTR-1, GSTR-3B, 26Q, MSME-1), but the legal responsibility for filing accurate returns and paying correct tax remains yours.
We make best-effort to keep the platform aligned with current GST notifications, IT Act amendments, and DPDP rulings. Where the law changes mid-year, we update within reasonable time and announce material changes via in-app notification.
You are responsible for keeping your credentials confidential. Notify us immediately at security@billforge.inif you suspect unauthorized access. We log every change to data; you can audit your own org's activity at Settings → Audit Log.
We aim for 99.5% monthly uptime, measured at our health endpoint. We'll publish material outages and the remediation taken. We do not guarantee any specific uptime SLA — paid plans may include SLAs, defined in their plan-specific addenda.
We may temporarily suspend the Service for security patching, maintenance, or to comply with law-enforcement requests. Material maintenance windows will be announced 24 hours in advance where feasible.
To the maximum extent permitted by Indian law, BillForge's total liability for any claim arising out of or related to the Service is capped at the fees you paid us in the 12 months preceding the claim, or ₹10,000, whichever is higher. We are not liable for indirect, incidental, consequential, or punitive damages — including but not limited to lost revenue, lost data (where backups exist on your side), GST penalties, or tax-audit findings.
This limitation does not apply to: (a) your indemnification obligations, (b) breaches of confidentiality, or (c) liability that cannot be limited under Indian law (e.g., gross negligence, fraud).
You agree to indemnify and hold us harmless from any third-party claim arising out of (a) your data or content uploaded to the Service, (b) your violation of these Terms, or (c) your violation of any law or third-party rights through your use of the Service.
You may close your account any time from Settings → Danger Zone. Upon closure, we'll retain your data for 30 days (so you can re-open if you change your mind), then delete it — except audit-log records retained per applicable law.
We may suspend or terminate your account for material breach of these Terms (e.g., abusive use, non-payment past 30 days, fraud). Where feasible we'll give 7 days' notice and a chance to cure.
These Terms are governed by the laws of India. Any dispute will first be attempted to be resolved through good- faith discussion. If unresolved within 30 days, either party may refer the dispute to arbitration under the Arbitration and Conciliation Act 1996, with a sole arbitrator appointed mutually, seat at Mumbai, conducted in English. Subject to the arbitration clause, courts at Mumbai, Maharashtra have exclusive jurisdiction.
We may update these Terms as the platform evolves and as Indian law evolves. Material changes (price, scope of rights, liability) will be announced 30 days in advance via email and in-app notification. Continued use after the effective date = acceptance.
Questions? support@billforge.in.
Legal / privacy: legal@billforge.in.
Security: security@billforge.in.
Related: Privacy Policy · Refund & Cancellation