GST, MSME 43B(h) and team roles — billing built for agencies
Invoice multiple clients, pay your vendors on time to stay clear of Section 43B(h), and give your team scoped access — all on one set of books your CA can audit in one link.
Free for 3 months · no card required · export your data any time
Sound familiar?
You bill many clients and pay many vendors — reconciling it monthly is a job in itself.
Section 43B(h) means a late payment to an MSME vendor is disallowed as an expense.
You want a team member to raise invoices without seeing everything.
Your bank statement, PayPal and Razorpay never line up with your invoices.
How BillForge handles it
Sec 43B(h) MSME watch
BillForge flags vendor bills approaching the 45-day MSME payment ceiling, so a late payment never quietly becomes a disallowed expense at assessment.
Reconciliation that actually matches
Import any Indian bank statement plus PayPal/Razorpay CSVs; AI matches each deposit to an invoice — and the lump gateway settlement is split back to the real per-customer payments, fees and GST.
Role-based team access
Invite team members with scoped permissions — let someone raise invoices or log expenses without exposing the full books or settings.
Purchase bills + ITC
Track vendor bills with their original attachment (CGST Rule 36), claim eligible ITC, and keep Section 17(5)-blocked items out of your GSTR-3B Table 4.
Both GST returns, tied out
GSTR-1 and GSTR-3B are produced from one source so the on-screen review equals the filed JSON. TDS on vendor payments rolls into 26Q + Form-16A.
CA portal with audit trail
Your accountant gets a read-only link, per-month queries, and the original statements you uploaded — no email back-and-forth.
Start in a few minutes
- 1
Add clients and vendors
Import clients from a CSV, add your vendors and mark any that are registered MSMEs so the 45-day clock starts with their bills.
- 2
Invite your team
Give each person only the areas they need: someone can raise invoices or log expenses without seeing settings or the full ledger.
- 3
Reconcile and hand over
Import the bank statement and gateway files, clear what needs attention, then share the read-only link with your CA.
Free tools you can use right now
No sign-up. Same calculation engine as the invoices.
Questions
Can different team members have different access?▾
Yes — invite members with per-module permissions, so a junior can raise invoices or enter expenses without seeing settings, payments or the full ledger.
How does it help with Section 43B(h)?▾
It tracks each MSME vendor bill against the 45-day window and flags the ones at risk, so you pay in time and keep the deduction.
Does it reconcile PayPal/Razorpay lump settlements?▾
Yes — the lump bank credit is split back to the individual customer payments and gateway fees from the gateway CSV, so income isn't double-counted.
Can my team raise invoices without seeing my bank details?▾
Yes. Each person gets No access, View or Edit per area, so someone with Invoices access does not see Settings or bank details.
Will my CA see everything?▾
Only what you choose. The read-only link is PIN-protected and you pick the sections your CA can open.
Rules and rates change and depend on your situation. This page is general information, not tax advice; your CA should review what you file.
Stay compliant without the busywork
Correct GST + TDS, reconciliation that matches, and a read-only link for your CA — built for the way you actually work.